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The alarming untold story of Citigroupone of the largest financial institutions in the worldfrom its founding in 1812 to its role in the 2008 financial crisis and the many neardeath experiences in betweenDuring the 2008 financial crisis we were told that Citi was a victim of events beyond its controlthe larger financial panic unforeseen economic disruptions and a perfect storm of credit expansion and private greed To save the economy and keep the bank afloat the government provided huge infusions of cash through multiple bailouts that frustrated and angered the American publicBut as Wall Street Journal writer James Freeman and financial expert Vern McKinley reveal the 2008 crisis was just one of many disasters Citi has experienced since its founding more than two hundred years ago In Borrowed Time they reveal Citis disturbing history of instability and government support Its a story that neither Citi nor Washington wants toldCiti has long been tied to the federal government in a relationship that has benefited both From its earliest years its wellconnected leadershipmost of its initial stockholders had owned stock in the Bank of the United Statestook massive risks that led to crisis But thanks to a rescue by private investors including John Jacob Astor the bank survived throughout the nineteenth centuryThis is just the tip of the iceberg The scale of the financial panic of 2008 was hardly unprecedented As Borrowed Time shows crisis and outright disasters have been surprisingly common during the century of governmentprotected bankingespecially at Citi
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